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Generally, real property never depreciates in value, or more so, it is not very common for property to depreciate.  This is why it’s a great investment. Make sure you carefully consider location and community when choosing a home, it can effect the homes future value greatly.

If you are in a newly developed area, do some research on the construction of the surrounding areas being developed to determine if they may effect your homes value.

An agent who is authorized to open and run his/her own agency. All real estate offices have one principal broker.

What is the difference between being prequalified and preapproved for a loan?

What is title insurance?

How is interest calculated on a mortgage loan?

 

If you’re prequalified it means that you POTENTIALLY could get a loan for the amount stated to you, assuming that all of the information you provide to the bank is accurate and true. This is not as strong as a preapproval.

If you’re preapproved, it means that you have undergone the extensive financial background check, which includes looking at your credit history, previous tax returns and verifying your employment – and the lender is willing to give you a loan, basically meaning you’re approved!

You will usually be provided an accurate figure which shows the maximum amount that you are approved for.  Most sellers prefer buyers that have been preapproved because they know that there will not be any problems with the purchase of their home.

Title insurance is insurance that protects the lender and buyer against any losses incurred from disputes over the title of a property.

Stainerz Prime Fund is a leading Fund Manager seeking to partner with individuals and companies to create wealth and economic prosperity. The Company is focused on creating low-risk investment vehicles for individuals and companies to build massive wealth for themselves. We are active across various sectors, including Construction, Housing, Oil and Gas, Agriculture, and Financial services.

We are aimed at providing safe and secure Returns on Investment (ROI) for our partners and Investors.

It’s a well-known fact that saving money in the bank is no longer a safe and sustainable way for wealth creation. This is mainly due to the increasing rate of inflation and the extremely low interest paid by banks on savings. Stainerz Prime Fund is therefore offering an investment vehicle that makes your money work for you and create massive wealth. The Company literally takes the risk off you and takes responsibility for the outcome of your investment.

We are offering Individuals and Companies an opportunity to partner with us with a minimum investment capital of Five Hundred Thousand Naira (N500, 000) and a maximum of One Hundred Million Naira (N100,000,000). A whopping 4% returns is paid monthly for the amount invested over a minimum investment period of six (6) months and a maximum Investment period of 5 years. No bank pays that much. The big deal about this investment is that your investment capital is returned to you at the end of your investment period.

The plan is to make you to receive your monthly 4% returns and then your initial investment capital is returned to you at the signed expiration of your investment contract. This simply means, if you invest ten million naira (N10,000,000), you will get a monthly Return on Investment (ROI) of four hundred thousand naira (N400,000) and your ten million naira (N10,000,000) will be returned to you after the agreed investment period.

Earning money is not enough, but ability to multiply what you earn is the easiest way to build lasting wealth. Stainerz Prime Fund is here to help you build a sure financial return and live the life of freedom and rest.

We have experienced Fund Managers; we pay competitive interest rates of 4% monthly; we are transparent with your funds, we ensure 24/7 Customer Support; our investment program is low-risk; we are reliable, registered, Secured, and with a solid track-record of successful fund management over the past five years, we understand the market we play in, and we know exactly how to manage your funds to bring you monthly returns, without guessing.

Your Funds is duly invested in one or all of our subsidiary companies covering housing and construction, oil and gas, agriculture and other financial investment vehicles.

Stainerz Prime Fund will typically look to achieve significant capital appreciation so as to ensure guaranteed payment of Monthly Returns on time with no excuses for non-payment.

Earning 4% every month in an almost risk-free investment is massive. Get in early and build your fortune on time.

To Get Started, Reach us on 09090690690

Or Visit our Office at:

No 12 Gibbs Street Uyo, Akwa Ibom State.

Most mortgages originated today calculate interest in arrears, unlike consumer loans which calculate interest to the date of payment receipt. As an example, when borrowers pay their February mortgage payments, they are paying the January interest. This method of calculating interest is based on a 360 day year in which each month has 30 days.

Title insurance is insurance that protects the lender and buyer against any losses incurred from disputes over the title of a property.

Is an older home as good a value as a new home?

 

This is really just a matter of preference, but both newer and older homes offer distinct advantages, depending upon your unique taste and lifestyle.

Older homes can generally cost less than new homes, however, there are many cases where new homes can also cost less then older homes. Most new homes will not have any backyard landscaping and some don”t include any front landscaping either. With an older home, the landscaping is normally already completed and could have 10”s of thousands of dollars in landscaping done, which is included in the purchase price.

Taxes on some older homes may also be lower. Some people are charmed by the elegance of an older home but shy away because they”re concerned about potential maintenance costs. Consider a home warranty to get the peace of mind you deserve. A good Home Warranty plan protects you against unexpected repairs on many home systems and appliances for a full year or more after you move in.

In a new house, you can pick your own color schemes, flooring, kitchen cabinets, appliances, custom wiring for TV”s, electrical, computers, phones and speakers, etc., as well as have more upgrade options. Modern features like media rooms, extra-large closets and extra-large bathrooms and tubs are also more attainable in ground-up construction. In a used home, you rely largely on the previous resident”s tastes and technological whims, unless you plan to farm thousands into a remodeling and rewiring.

New-home designers can use new building materials such as glazed Energy Star windows, thicker insulation and other technology that will lower future energy costs for the owner. Most states now have minimum energy-efficiency requirements for new construction. Kitchens and laundry areas in new homes are designed to house more efficient energy-saving appliances. Older homes, unless they have undergone an energy retrofit, usually cost much more per square foot to air-condition and heat.

Builders have to follow very strict guidelines in new-homes and additions, especially in the West and Northwest, where earthquake safety standards must be observed. In general, new homes are usually more fire-safe and better accommodating of new security and garage-door systems.

Older homes can be better judged for their quality and timeless beauty. New homes that now possess a smooth veneer might reveal the use of substandard building materials or shoddy workmanship over time.

As you can see there are advantages and dis-advantages to each, but it really comes down to what fits you and what you are looking for in a home.

We are the best

Stainerz Group have been giving superior value in Real Estate and Construction since 2016

A track record of excellence

We have exhibited excellence and transparency since inception in 2016. Our Clients love us, our team is highly motivated. 

 
150+ Projects Done

150+ Projects Done

From Architecture to Construction, Finance to Petroleum.

216+ Happy Clients

216+ Happy Clients

Over 216 Clients cannot be wrong. They love how we do their jobs.

50+ Team of Experts

50+ Team of Experts

We hire the best hands, train and deploy the to deliver top-notch value to clients.

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